How Can a Storm Damage My Roof?

roof being struck by lightning during a storm

What is considered storm damage on a roof?

Roof storm damage can vary as much as the storm that caused it. A hailstorm, for instance, can bruise or dent your asphalt shingle roof, while wind can crack shingles or even lift sections of the roof from the house.

Here are a few types of storm damage to look out for:

  • Wind damage: Winds can cause cracking or even tear shingles from the roof
  • Rain damage: Without proper drainage from gutters and flashing, heavy rains can cause leaks and other damage, including penetrating into the interior of the home
  • Hail damage: From small dents and bruises to penetration into the shingle’s fiberglass, hail can wreak havoc on roofs
  • Ice damage: Leaks and cracks are common damage caused by ice

The biggest concern with any kind of storm damage is leaking. When left unrepaired, leaks can cause severe problems like structural rot. They can even penetrate into the inside of your home, causing damage to furniture, ceilings, walls, and other property.

If you have roof storm damage in Hilliard, OH, you want to get it repaired as soon as possible after it’s discovered. For expertise in repairing all types of roof damage, you can always count on the team at AC ROOFING AND SIDING. Get scheduled for services by calling (614)-505-9605.

How do you prove storm damage to your roof?

The first thing to do if you think your roof’s been damaged in a storm is to get a roof inspection by a reputable roofer like AC ROOFING AND SIDING. Trained professionals know what to look for such as missing shingles or dents from hail or even hard-to-spot issues like broken adhesive seals.

When you have your roof inspected by a professional, you’ll have the documentation needed to file an accurate claim with your insurer. You can also get help from the roofer when the insurance company sends out an adjuster to examine the damage in your claim. The roofer can even verify the damage with the adjuster. This will ensure you get the needed compensation to pay for repairs.

Documentation is key to proving your roof has storm damage. Along with an inspection, make sure to take photographs of the damaged area of your roof. The more documentation you have the better.

Does insurance cover roof damage from a storm?

Typically, your homeowner’s insurance will cover roof storm damage because this damage is not under your control. Most policies will cover damage from:

  • Wind
  • Hail
  • Fallen objects like tree limbs
  • Damage to the home’s interior resulting from roof damage

If, for instance, winds blow shingles off the roof creating a leak that damages an interior wall, your insurance will probably cover both the damage to the roof and the damage to the interior wall.

Storms are considered covered perils because the damage done was unexpected and out of your control. However, if you have a roof leak and your insurer determines that the leak was caused by poor upkeep, then the repair will not be covered.

Hail damage will usually be covered but the coverage may vary depending on your location and the frequency with which hailstorms occur in your area.

What are the signs of roof damage?

Roof storm damage can vary. If you want to find out whether or not your roof has been damaged, you want to start by looking at the roof itself. Signs of damage include:

  • Missing or loose shingles
  • Dents or cracks in the roofing material
  • Roof bulges
  • Clogged gutters and downspouts

If you see any damage, it is important to have it repaired as soon as possible, especially if there are any leaks present. Leaks are a common type of roof storm damage, so even if you don’t see any obvious issues, be aware of signs of a leaking roof such as water stains on your ceiling or along the tops of your walls. Leaks that are left unchecked can lead to costly repairs later on and severe problems like interior water damage, mold and mildew growth, or even rot.

At what wind speeds do roofs come off?

Depending on what type of roof you have, it can tolerate varying wind speeds before damage occurs. Most standard shingle roofs, for instance, can tolerate winds up to 60 mph before the roof falls into the danger zone. There are impact-resistant shingles designed specifically to withstand higher winds and impacts from hail. These shingles are very valuable in areas in which severe weather is frequent. The age of the roof and if it’s suffered previous damage will also affect its ability to withstand high winds.

Metal roofs are much more effective at combatting high winds. Metal roofing can withstand wind speeds of up to 140 mph.

One windstorm might not affect your roof. But wear over time, even by slower or weaker winds, can lead to serious problems. Shingles can get lifted up even in weak winds which can leave your roof susceptible to water damage and leaks.

Unless you spot missing or broken shingles, wind damage isn’t always easy detect. Adhesive seals can be broken which leaves the roof vulnerable to leaks. This type of roof storm damage could go unnoticed without the help of a professional. This is why we recommend you get your roof inspected following severe storms, especially those involving high winds or hail.

A Roofer Inspects a Roof for Damage.

Storm damage roof repair near me

As you can see, your roof can be damaged in various ways by different types of storms. But whether your roof has been hit by hail, weighed down by ice, or whipped by wind, when you need reliable roof storm damage repair in Hilliard, OH, turn to the trusted local source for roof repair–AC ROOFING AND SIDING.

We offer a full range of roof repair services. Our roofers are committed to their craftsmanship and we use reliable, durable and long-lasting materials like those from GAF. So, if your roof has been damaged in a storm make sure to get on our schedule by calling our offices at (614)-505-9605.